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Finance & Accounting

Bank-grade financials. Zero spreadsheets.

End-to-end financial operations - from invoice creation and payment processing through to reconciliation, P&L, tax filing and multi-entity management. Real-time visibility across every account, every transaction, every business. User roles are fully configurable, so every team member gets exactly the level of access they need.

Need advisory support putting this to work? Explore Professional Services →

Managing this across multiple clients? See SYNE One for Professionals →

40%
Reduction in accounts payable time
94%
Avg. invoice payment rate
2.4×
Faster month-end close
Finance & Accounting

What's included

Every feature below runs on the same SYNE One data layer - shared with every other module on the platform.

Smart Invoicing & Billing

Create branded PDF invoices in seconds with auto-populated line items, multi-currency pricing, tax codes and payment terms - with automated reminders tracking status from draft to paid, and online payment enabled on every invoice.

Payment Processing

Accept bank transfer, card, digital wallet, online payments, UPI and SEPA. Multi-bank integration with automatic reconciliation - transactions are matched to invoices the moment they land.

Real-Time P&L & Cash Flow

Profit & loss, balance sheet, cash flow forecast and AR/AP ageing - all live, without waiting for month-end close. Drill down from summary to transaction with one click, and export PDF or CSV reports instantly.

Bank Reconciliation

Connect every business bank account via open banking where it's available in your country or region - or import bank statements directly in PDF or CSV to populate the ledger. AI-assisted transaction matching runs automatically either way, with unmatched items surfaced for fast manual review.

Multi-Currency & Multi-Entity

Manage multiple legal entities, currencies and tax jurisdictions from a single chart of accounts - including GST, VAT and other local tax regimes. Consolidate group financials or drill down to subsidiary level with one click.

Trade Finance & Credit

ESG-linked working capital, invoice discounting and purchase order finance, accessed directly in the platform, with dynamic credit limits based on real-time transaction performance.

Claims & Expenses

Employees and teams submit and claim expenses directly through the system - receipts attached, approval routed automatically, and reimbursement reconciled against the same ledger as every other transaction.

Need a professional to manage this for you? Find a vetted accountant, bookkeeper or company secretary through the Professionals & Advisors network, inside the same platform.
Financial intelligence, no extra headcount

Financial intelligence at your fingertips - without hiring a CFO or analyst.

User roles are fully configurable, so a founder, an operations manager or a non-finance team lead all get exactly the access and view they need. SYNE.ai reads the same live ledger to answer finance questions in plain language - making the numbers usable for whoever needs to accelerate growth, not just the finance team.

15+ hrsSaved per month vs. manual reporting
40%Faster answer to a finance question
ZeroExtra analyst headcount required
Real-TimeInstead of a monthly report cycle
How it works

From transaction to insight - automatically.

Every financial event - an invoice sent, a payment received, a bank transaction cleared - flows automatically through the SYNE One ledger. No imports. No exports. No double entry. Real-time data, always.

Single Source of Financial Truth

Finance, procurement and supplier data share one live ledger - no reconciliation between systems needed.

AI-Powered Anomaly Detection

Machine learning flags duplicate invoices, unusual payment patterns and credit risk signals before they become problems.

Audit-Ready at All Times

Every transaction carries a full, immutable trail - user, timestamp, change history - with one-click export for auditors and tax authorities.

Instant Payment Notifications

Buyers and suppliers receive real-time payment status via SMS, email and in-platform - no chasing, no uncertainty.

Built for every role

What Finance & Accounting changes, seat by seat.

The same module reads differently depending on who's using it - standard, role-based access covers each of these out of the box, and your business can create any custom role on top.

CFO

A live, multi-entity financial position instead of a month-end close - decisions made on current numbers, not last quarter's.

Controller

Automated reconciliation and journal entries, with a full audit trail on every transaction - less time chasing discrepancies.

Accountant

Full ledger access with the review and approval tools an accountant actually needs, without administrative rights over the wider platform.

Bookkeeper

Day-to-day transaction entry and reconciliation access, scoped to bookkeeping tasks - without exposure to sensitive company-wide reporting.

Invoicing Role

Access limited to raising and sending invoices and tracking payment status - the narrowest access that still gets the job done.

Accounts Payable/Receivable

Invoicing, payments and collections in one workspace, with supplier and customer records already verified.

Internal Auditor

Read-only access across the full transaction history and audit trail, without the ability to edit a record they're reviewing.

External Auditor

A single system of record with consistent evidence trails, instead of reconciling exports from five different tools.

Connected to the rest of the platform

Finance & Accounting doesn't work in isolation.

SYNE One's modules connect many-to-many, not in a chain - Finance & Accounting is one node other modules read from and write to, same as every other module reads from and writes to each other.

S&
Supplier & Customer Management

Every invoice is already tied to a verified supplier or customer record - no duplicate data entry.

HR
HRMS & Payroll Integration

Payroll data syncs in through the HRMS integration - no manual journal entries required.

TM
Tax Management

Financial transactions flow straight into multi-jurisdiction tax calculation, with nothing re-keyed.

PR
Procurement & RFx

Approved purchase orders flow directly into accounts payable - no re-entry between systems.

ES
Enterprise Sustainability

Spend data feeds Scope 3 activity-based emissions calculations automatically.

IM
Impact Management

Grant and fund accounting data links directly to program-level outcome reporting.

In practice

A mid-market manufacturer consolidating three regional entities

The challenge

Finance was closing the books separately for three subsidiaries, then manually consolidating in a spreadsheet - a five-day process every month end.

Multi-entity consolidation dropped the close to under a day, with every entity's ledger visible in one place, live.

4 daysSaved, every month-end close
~$86K/yrEstimated finance team time saved
80%Reduction in close time overall
0Spreadsheets used in consolidation
What customers say
"We used to reconcile three different ledgers to get one number. Now it's one number, from one place, all the time." - Group Financial Controller, industrial manufacturer
Legal, compliance & regulatory

Built with the compliance requirements in mind, not added afterwards.

Multi-currency and multi-entity accounting aligned to local GAAP and IFRS requirements Full audit trail on every journal entry, invoice and payment Segregation-of-duties controls built into approval workflows Data retention aligned to statutory financial record-keeping periods
Need a qualified accountant to sign off on this? SYNE's Professionals & Advisors network connects you with vetted accountants and company secretaries who work directly inside the same platform.
What this means for your customers

The benefit doesn't stop at your business.

A business running clean, current financials closes deals faster - customers and lenders alike get a credible, verifiable financial picture on request, not a stale annual statement.

Need a professional to manage this for you?

Find a vetted accountant, bookkeeper or company secretary through the Professionals & Advisors network, inside the same platform.

Want it run for you end-to-end?

SYNE's Professional Services team can facilitate and manage Finance & Accounting on your behalf, scoped to your specific needs.

Capital that rewards sustainability

Verified performance, turned into a bankable asset.

SYNE One integrates financial solutions directly into your procurement and supply chain workflows - turning verified sustainability performance into a bankable asset for both buyers and suppliers.

ESG-Linked Trade Credit

Revolving credit lines with rates directly tied to your sustainable procurement ratio. The greener your supply chain, the lower your cost of capital.

2.3% avg. rate reduction for A-rated portfolios

Invoice Discounting for Suppliers

Suppliers with verified sustainability credentials get early access to invoice payments - improving cash flow without waiting on 60-90 day buyer terms.

48hr avg. payment release for verified suppliers

Purchase Order Finance

Finance partners fund confirmed POs end-to-end - allowing suppliers to fulfil large orders at scale without tying up working capital.

$500K avg. PO facility for verified suppliers

DFI & Green Working Capital

Development Finance Institutions and impact lenders offer preferential working capital to suppliers achieving sustainability milestones tracked on SYNE One.

15+ finance partners offering green facilities

Alternative Credit Scoring

Sustainability data and transaction history creates a rich, data-driven credit profile - helping previously unbanked suppliers access formal finance for the first time.

67% of suppliers improved credit access within 6 months

Carbon Markets & Offsets

Buy, sell and retire verified carbon credits - recorded against Teravent's independent registry of record - with Scope 3 offset matching and net-zero portfolio management built in.

$13.40 avg. carbon credit price · Live pricing
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All SYNE One modules

See Finance & Accounting on your own data.

Request a demo scoped to this module, or explore the rest of SYNE One's connected modules.

A working demo on your own data Scoped to the modules you need first No commitment - just a clear view of fit